Observe how much you might save by looking at us rather than bank cards, payday advances and doorsteps loan providers.
Whether you’re a new comer to Unify Credit Union or perhaps a member that is long-standing we offer loans that meet your requirements which help you to definitely take over of one’s funds – you are able to even apply online .
We now have a few various loan items offered to people:
The Starter Loan is ideal for folks who are a new comer to Unify but are seeking to borrow but haven’t yet founded any cost savings.
The most for the loan that is first ВЈ1000. Top-ups or applications that are subsequent an optimum of ВЈ750. Interest is charged from the reducing balance for the loan (42.6% APR). To learn more please see the Starter Loan web page.
The Family Loan is present to individuals who get Child Benefit and seeking to borrow a touch and build savings money for hard times.
The utmost Family Loan is ВЈ500 and you also may top-up once you’ve paid back 50% of the loan stability. The Family Loan can be acquired to members that are new current people who do maybe not currently have a Unify Loan. Interest is charged from the balance that is reducing of loan (42.6% APR). To find out more please see the Family Loan web page.
The Workplace Loan can be acquired to workers whom work with certainly one of our Workplace Partners as they are seeking to borrow as much as ВЈ1000.
The payday loans online Lacrosse most available regarding the Workplace Loan is ВЈ1000 per application. You might top-up the mortgage as soon as 35% for the loan stability was paid back. Interest is charged from the reducing stability for the loan (34.5% APR).For additional information please see the Workplace Loan web web page.
The Saver Loan is present to people who’ve been saving frequently and regularly for at the least three months. The most you can easily borrow is three times the total amount you have got conserved in your account.
You may additionally go on to the Saver Loan product if you have developed cost savings when you have already been repaying a Starter Loan, terms apply. Interest is charged regarding the balance that is reducing of loan (34.5%) To learn more please saver see the Loan page.
The Loyalty Loan would work for current long-standing users, who possess built significant cost cost savings more than a daily basis and have actually lent and consistently paid back loans.
We need to reward our faithful users, and that’s why you are able to borrow as much as 4 times the actual quantity of your cost cost savings. Interest is charged regarding the reducing stability associated with the loan (19.6% APR for loans under ВЈ3000 / 12.7% APR for loans above ВЈ3000).For additional information concerning the commitment Loan please see the underside 50 % of the Saver Loan page.
The Premier Loan is ideal for those who are working and have now a exemplary credit history seeking to borrow as much as ВЈ1000.
Interest is charged regarding the balance that is reducing of loan (19.6% APR).
The Secure Loan is present to current users of Unify. You might borrow as much as the total amount you’ve got conserved. The mortgage stability cannot meet or exceed the savings stability.
This can be a way that is great get a low-interest loan and in addition means it’s not necessary to diminish your hard-earned savings. It means you can easily nevertheless get a dividend on your own cost cost savings and also the full life insurance* terms and conditions use. Interest is charged regarding the reducing stability of this loan (6.0%APR)For additional information concerning the Secure Loan please call one of our branches on 01942 245656.
take note that every loans are at the mercy of our conditions that are general as set call at our Loan Policy.
SIGNIFICANT – with a loan if you are in a debt management plan , subject of a Debt Relief Order , IVA or bankruptcy or not currently up to date with household bills we are unlikely to be able to provide you.
Debt advice can be acquired, totally free, from STEPCHANGE , DEBT INFORMATION FOUNDATION or your CITIZENS that is local ADVICE .
Complimentary and money that is impartial can be acquired through the cash information provider .
Just our members get access to these great Starter Loan prices. Registered as a member today!